Attention, shoppers! How many times have you switched wallets and then found yourself at checkout looking for a loyalty card you swore you had placed in your new one? Maybe it's your credit card you couldn't find. This has happened to me on numerous occasions. I tell myself that if I plan on shopping at a store where I use a loyalty card, I'll just pull it out of my old wallet beforehand. But that rarely never happens. The alternative of lugging around a bulky wallet isn't an option for me, either. Surely, there must be a better solution. Enter UGO Wallet, a free mobile payment app where you can store loyalty cards within a single app on your smartphone. How convenient is that!

And just when I thought the app gods had answered my prayers, UGO Wallet takes it a step further and combines loyalty card organization with credit card storage all in one place. Since this mobile payment app has the capability to store your tap and pay TD credit card or PC Financial Mastercard, you can use it for virtually any transaction via select compatible NFC-enabled phones, usually up to a $100 limit. So, if you know the store accepts Visa payWave or Mastercard PayPass, you can rely on UGO Wallet to make your purchase easier. No more scrambling through your purse while at the register. 

It's nice to know that UGO Wallet helps to simplify things by de-cluttering your wallet and ensuring that you never miss out on the opportunity to save or collect points. The other day, I used UGO Wallet to collect PC Plus points at my local Valu-Mart and pay for my purchase. As part of this campaign, I was sent an HTC One M8 courtesy of UGO Wallet since the app is not compatible with my current phone, the LG G3. Installation and setup was a cinch as was uploading a digital copy of my loyalty cards. In less than fifteen minutes, I had added eight rewards cards and had begun setup of my TD Visa, which took about another ten minutes for verification.