# BMO Eco Smart Mortgage Blog Tour - Win a $50 RONA Gift Card!

Thursday, April 28, 2011

When we first bought our home over five years ago, we didn't realize how much work needed to done and how much needed to be replaced. It wasn't long after we moved in that we decided to replace all of our major appliances, our air conditioning system, a couple of windows and our toilet bowls. For all of these items, we looked at energy efficient and eco-friendly models. Take, for example, our washing machine. We went with an LG Energy Star rated, high-efficiency, front-loading model that uses very little water and requires very little detergent (which I just recently discovered).

Our refrigerator is also an LG Energy Star rated model. Our new air conditioning system proudly shows off the blue Energy Star sticker to our neighbours. And about a year ago, I reluctantly let a door-to-door salesman fast talk me into having our water heater replaced. It, too, has the Energy Star rating and is supposed to help reduce costs.

We even went so far as replacing our toilet bowls with low-flow models. I don't think we'll stop there, though. We'll probably join nearly half of Canadian homeowners who plan on investing in energy efficient upgrades in the next year. And to encourage this positive trend, BMO has introduced a special Eco Smart mortgage rate.

Green mortgages are a new concept to me. So as a part of this blog tour, I downloaded a BMO Eco Smart Mortgage checklist to see if I would qualify. Unfortunately, our home didn't meet the minimum requirement of 6 out of 7 categories in the checklist. I'm starting to think maybe we should look at replacing doors and the rest of the windows next. These are just a few of many renovations we are willing to consider. But, seeing as we have a 4-level side-split with cathedral ceilings, we don't have an attic so I'm not sure if that category would even be considered in our case. To see if you would qualify for the mortgage, visit the BMO website.For Canadians who meet BMO’s energy efficiency criteria, The BMO Eco Smart Mortgage is a new mortgage product with market-leading five-year fixed rate of 3.89 per cent – a rate significantly lower than comparable green mortgage products.

Once you link over, scroll down and click on the survey for either single family homes and townhomes or high-rise condominiums.

And if you'd like to share your future plans, you can win a $50 RONA gift card right here on Toronto Teacher Mom.

This contest is now closed. A winner has been selected.

**er to win a $50 RONA gift card, leave a comment on this post sharing your**

**efforts or future plans to make your home more energy efficient.**(This entry is pretty easy, yes, but mandatory.)

For additional entries, you may choose to do any or all of the following. Please leave separate comments for each entry indicating what you have done.

- Blog about your efforts or future plans with a link back to this post for 5 (five) bonus entries!
- Add my button to your site.
- Become a follower of Toronto Teacher Mom using Google Friend Connect.
- Subscribe to Toronto Teacher Mom.
- Become a follower of Toronto Teacher Mom on Facebook via Networked Blogs.
- Like the Toronto Teacher Mom's Facebook fan page.
- Become a follower of Toronto Teacher Mom on Twitter and tweet about this giveaway. Feel free to use the following tweet:

*How would you spend $50 at RONA? Win a gift card as part of the BMO Eco Smart Mortgage Blog Tour via @TeacherMomOfTwo http://ht.ly/4Jr9W*

Contest ends May 15 at 10pm EST. Open to Canadian residents only.

Winner will be selected using Random.org and must reply to the notification email within 48 hours or a new winner will be drawn.

And the winner is:

213. Paula M-B |

Disclosure – I am participating in the BMO Eco Smart Mortgage program by Mom Central Canada on behalf of BMO - Bank of Montreal. I received a gift card as a thank you for my participation. The opinions on this blog are my own.

Disclosure – I am participating in the BMO Eco Smart Mortgage program by Mom Central Canada on behalf of BMO - Bank of Montreal. I received a gift card as a thank you for my participation. The opinions on this blog are my own.

## 341 COMMENTS

We would like to replace our furnace and windows

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We're planning to upgrade attic's insulation

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I would like to replace our dishwasher with an energy star rated one

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we have done all the small things like low flow taps and shower headsm and energy effiecient lighting, what really needs to be done in our home is the windows really need replacing with new energy effecient ones that keep the heat in in the winter

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Our future plans involve replacing our current mid-efficiency (~80% efficient) furnace with a high-efficiency furnace (~95%+ efficient).

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we currently use the energy efficeient light bulbs and wash our laundry in cold water

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I plan to replace the front window. It's old and I'm sure valuable energy has been going out the window

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We have purchased an energy efficient Fridge, dishwasher and deepfreezer. All of are light bulbs are energy efficient ones.

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I plan on putting energy efficient windows and new doors in my home,plus insulating my basement.

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I replaced all my appliances in my kitchen last year with energy star ones

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We insulated our crawl space and intend on replacing windows

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i plan to change all the windows soon

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We are replacing our furnace this year which should make our home more energy efficient.

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Mandatory - We need to change our furnace and windows. We have started to replace our appliances with Energy Star rated ones.

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I'd like to replace the picture window in our living room. We've replaced a few windows already with Polar Windows, but the front window is quite expensive, but would make a big difference- especially in the winter with the north winds we get!

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