You know, I'm all about convenience. 'Bout convenience. No trouble.

As many of you can relate, life is hectic enough as it is. I am constantly on the go, shuffling the kids off to school, rushing to work, picking the kids up at daycare, scrambling to get dinner on the table, cleaning, laundry washing, tucking kids into bed. Repeat. But whenever I have an evening free from chauffeuring my children to girl guide meetings, soccer practice, dance class or tennis lessons, I like to unwind and replenish with a healthy dose of vitamin S - Shopping! And of course, I never go shopping without my trusted friend. Meet Wallet. UGO Wallet.

UGO Wallet is a digital wallet for your smartphone that can be accessed through a free mobile app. It allows you to easily store and use loyalty cards and credit cards, and now boasts a great new feature - the ability to store and redeem gift cards. This spells good news for people like me who hate being tied down to their wallet which seems to always be overflowing with a mishmash of ID cards, credit cards, loyalty cards and those ever elusive gift cards. I cannot tell you how many times I've cleaned out my wallet to find a bunch of old gift cards with an unused balance that I had completely forgotten about.  

With the UGO Wallet app, I was able to store all of my existing gift cards so I can easily find them later when I go shopping. The clear advantage here is that I can use up the entire balance of these gift cards, thus maximizing my spending potential. Because really, am I going to spend 5 minutes at the register sifting through all my cards in the hopes that I find the one I'm looking for? Nope. I got rid of my card holder months ago when I traded it in for my UGO Wallet. Now I just need to tap on the "hamburger" icon on the top left of the UGO Wallet to access a drop down and click on "Gift" to see all of my available gift cards. And with the holiday season in our midst, that collection of gift cards will surely grow. The only difference is, this year, they will finally be used up.

Don't forget, UGO Wallet is not only a great solution for storing and using gift cards that are often forgotten or misplaced, you can also store all your loyalty cards and make quick, secure payments using participating credit cards on compatible Android and Blackberry phones. This means you no longer have to scramble for your wallet while at the register, nor will you miss out on potential savings and rewards that can be earned through loyalty programs. 

As if de-cluttering your wallet and simplifying in-store payments wasn't enough of a bonus, you can now back up your UGO Wallet to the UGO cloud so you can save your cards and use the new "restore" feature if ever you change devices. Thank you, UGO!

To learn more, visit www.ugo.ca and visit the UGO Wallet YouTube channel for "How-to" videos that offer step-by-step instructions on how to set-up and use all of these handy UGO Wallet features.

Disclosure: I am participating in a UGO Wallet influencer campaign and have received special perks as part of this affiliation. Any opinions expressed in this post are my own.

Attention, shoppers! How many times have you switched wallets and then found yourself at checkout looking for a loyalty card you swore you had placed in your new one? Maybe it's your credit card you couldn't find. This has happened to me on numerous occasions. I tell myself that if I plan on shopping at a store where I use a loyalty card, I'll just pull it out of my old wallet beforehand. But that rarely never happens. The alternative of lugging around a bulky wallet isn't an option for me, either. Surely, there must be a better solution. Enter UGO Wallet, a free mobile payment app where you can store loyalty cards within a single app on your smartphone. How convenient is that!

And just when I thought the app gods had answered my prayers, UGO Wallet takes it a step further and combines loyalty card organization with credit card storage all in one place. Since this mobile payment app has the capability to store your tap and pay TD credit card or PC Financial Mastercard, you can use it for virtually any transaction via select compatible NFC-enabled phones, usually up to a $100 limit. So, if you know the store accepts Visa payWave or Mastercard PayPass, you can rely on UGO Wallet to make your purchase easier. No more scrambling through your purse while at the register. 

It's nice to know that UGO Wallet helps to simplify things by de-cluttering your wallet and ensuring that you never miss out on the opportunity to save or collect points. The other day, I used UGO Wallet to collect PC Plus points at my local Valu-Mart and pay for my purchase. As part of this campaign, I was sent an HTC One M8 courtesy of UGO Wallet since the app is not compatible with my current phone, the LG G3. Installation and setup was a cinch as was uploading a digital copy of my loyalty cards. In less than fifteen minutes, I had added eight rewards cards and had begun setup of my TD Visa, which took about another ten minutes for verification.