Currently, our home is our greatest asset. We were fortunate enough to purchase a house in such a fabulous neighbourhood when we did because the demand has since sky rocketed, as well as property values. We have been living in our home for exactly ten years and we continue to have real estate agents inquire if we are interested in selling. Given that the house was a fixer-upper when we bought it, we have invested a lot of time and money in making our house a home. Thus, I have no intention of selling it anytime soon. It would be great, though, if we could eliminate our mortgage. Unfortunately, we still have a ways to go and I have reluctantly learned to accept that fact. 

Major renos included the addition of a deck in our backyard.

What I'm having a hard time coping with, however, is the undeniable reality that my husband and I aren't getting any younger. I mean, I know I look like I'm still in my twenties but I'm much closer to 40 than you would think. In all seriousness, though, there have been many sobering moments in recent years that have given me pause for thought. For example, my father has suffered two heart attacks and has undergone several angioplasties. With his most recent heart attack, the doctors had discovered that he had a blockage of 98% and that his heart had miraculously created its own bypass. And a few months ago, an old friend from school lost her battle with cancer. I can't help but question what I would do if it had been my husband who had had a heart attack. Or what if it had been me that was diagnosed with a terminal cancer?

Of all the concerns and questions that arise when I think about the future, one of the last things I'd want to worry about is what would happen to our mortgage in the event that we were faced with the unexpected. Nobody wants to think about how our lives would be affected by a critical illness but I feel there comes a point in one's life when we need to consider the possibility. This is why I have teamed up with TD Canada to share important information about #InsuranceThatFits.